Analisis Determinan Efisiensi Bank Umum Syariah di Indonesia
The research aims to examine analyze the factors that inluence the level of efficiency of Islamic Commercial Bank in Indonesia, by measuring the variables Return On Asset (ROA), Non Performing Financing (NPF), Financing to Deposit Ratio (FDR) as independent and Operational Costs Operating Income (BOPO) as the dependent variable which is a proxy for measuring the level of efficiency. Sampling technique using time series data. The data used is secondary data in the form of a report from the Indonesian Sharia Banking Statistics OJK for the 2017- 2022 period and processed using the SPSS v.15 application. The results showed that Return On Assets (ROA) and Non Performing Financing (NPF) had an effect on Operational Income Operating Costs (BOPO), but the Financing to Deposit Ratio (FDR) had no effect on Operational Income Operating Costs (BOPO). The results of this analysis are expected to be a guide in managing Islamic banking.
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