Pengaruh Keunggulan Tabungan Barokah dan Deposito Muḍārabah terhadap Minat Menabung Masyarakat pada Bank BPRS Bhakti Sumekar KCP Bluto

Abstract

The aim of this research is to determine the partial and simultaneous influence of the advantages of Barokah savings and Muḍārabah deposits on people's interest in saving at BPRS Bhakti Sumekar KCP Bluto, then to find out how much influence the advantages of Barokah savings and Muḍārabah deposits have on people's interest in saving at BPRS Bhakti Sumekar KCP Bluto and which variable has the dominant influence between the advantages of Barokah savings and muḍārabah deposits on people's interest in saving.

The research approach used is quantitative research with the type of regression research. The population of this research is BPRS Bhakti Sumekar KCP Bluto customers. Samples were taken using the Purposive Sampling method. The number of samples is determined based on the Slovin formula. Research data collection techniques include questionnaire methods, observation methods and documentation methods. Meanwhile, the data analysis technique is in the form of multiple linear regression analysis with the help of SPSS.

From the research results, it was found that barokah savings and muḍārabah deposits had a partial and simultaneous effect on people's interest in saving at BPRS Bhakti Sumekar KCP Bluto. The influence of the superiority of Barokah savings and Muḍārabah deposits on people's interest in saving at BPRS Bhakti Sumekar KCP Bluto is 86%. The variable that has a dominant influence on people's interest in saving is Muḍārabah Deposits.