ANALISIS PENYELESAIAN PEMBIAYAAN BERMASALAH PADA LEMBAGA KEUANGAN DI BMT UGT NUSANTARA KRAKSAAN PROBOLINGGO
Abstract
This research aims to determine the settlement analysis and factors causing problematic financing. This research uses descriptive qualitative methods by conducting field studies, interviews and from several books and journals. These results indicate that the occurrence of problematic financing at BMT UGT Nusantara was caused by external factors, such as members experiencing difficulties in paying installments because business results were not smooth, delinquencies in loans, from the start they had bad intentions in applying for financing, the borrowed funds were used for something. who are unproductive or follow a lifestyle and use of funds that is not in accordance with the proposed plan. The existence of these problems is an analysis carried out to resolve problematic financing by BMT UGT Nusantara through preventive actions, revitalization actions and curative or execution actions.
References
Asia, S., & Keri, I. (2021). Evektivitas Penyelesaian Pembiayan Bermasalah Murabahah Dengan Kebijakan Rescheduling Pada Baitul Maal Wat Tamwil (Bmt) As’Adiyah Sengkang. Islamic Economics and Business Journal, 2(2), 205–228.
Azhar, I., & Nasim, A. (2016). Pengaruh Pembiayaan Jual Beli, Pembiayaan Bagi Hasil, Dan Non Performing Finance Terhadap Profitabilitas (Studi Kasus Pada Bank Umum Syariah Di Indonesia Periode 2012 - 2014). Jurnal ASET (Akuntansi Riset), 8(1), 51. https://doi.org/10.17509/jaset.v8i1.4021
BMT UGT SIDOGIRI. (n.d.). https://bmtugtnusantara.co.id/serjarah
Dwiyani, Y. (2021). ANALISIS PENYELESAIAN PEMBIAYAAN BERMASALAH DI BMT YAUMMI MAZIYAH Disusun Oleh : Yosi Afianti Eka Dwiyani.
Elvira, R. M. P. dan R. (2022). Strategi Penyelesaian Pembiayaan Murabahah Bermasalah pada BMT Agam Nagari Kapau. Ekonomi Dan Bisnis, 16(1), 1–23.ss
Mubarak, K. . Z. (2022). Janji dan Kesetiaan. 2022. https://jabar.nu.or.id/hikmah/janji-dan-kesetiaan-HovQs
Nazir, M. (2023). Studi Literatur; Pengertian, ciri, Teknik Pengumpulan Datanya. 2023. https://penerbitdeepublish.com/studi-literatur/
Oktapian, M. C., & Fauzi, A. (2023). Analisa Penerapan Pengendalian Risiko Pada Pembiayaan di BMT Rahmat Kediri. Jurnal At-Tamwil: Kajian Ekonomi Syariah, 5(1), 48–62. https://doi.org/10.33367/at.v5i1.1478
Ramadhan, M. (2019). BAB II Tinjauan Pustaka BAB II TINJAUAN PUSTAKA 2.1. 1–64. Gastronomía Ecuatoriana y Turismo Local., 1(69), 5–24.
Riyantari, R., & Priyatno, P. D. (2022). Analisis Penyelesaian Pembiayaan Bermasalah di Masa Pandemi Covid-19 pada Koperasi Simpan Pinjam dan Pembiayaan Syariah Arrahmah. Jurnal Ekonomi Syariah Teori Dan Terapan, 9(2), 192–202. https://doi.org/10.20473/vol9iss20222pp192-202
Rohman, S., Ansori, M., Islam, U., Ulama, N., & Tengah, J. (2024). Vol+8+No+2+-+5.+Syifaur+Rohman,+Miswan+Ansori. 8(2), 285–300.
Simanjuntak, M. H. (2024). Memajukan Ekonomi dan Keuangan Syari’ah Indonesia. Antara. https://www.antaranews.com/berita/4432541/memajukan-ekonomi-dan-keuangan-syariah-indonesia
Solikhulhidayat, Muhammad Zaid Alaydrus, & Masykuri Bakri. (2022). Strategi Penyelesaian Pembiayaan Bermasalah Berbasis Islamic Entreprenuership Di Bmt Se-Kota Jepara. Jurnal Ekonomi Syariah Pelita Bangsa, 7(01), 93–102. https://doi.org/10.37366/jespb.v7i01.381
Sudaryono. (2018). Metodologi Penelitian Dokumentsi. https://eprints.uny.ac.id/53740/44/TAS BAB III%013416241020.pdf?utm-source=chatgpt.com
Sugiyono. (2018). Metode Penelitian Kuantitatif, Kualitatif dan R&D. 2025. https://literasiguru.com/pengertian-wawancara-menurut-para-ahli/
Wafi, H. S. (n.d.). Marketing Strategic For Red Zone: To Increase BMT Funding And Financing.
Walgito, B. (2020). Pengertian Observasi. 2020. https:/raharja.ac.id/2020/11/10/observasi/
Zed, M. (n.d.). Metode Penelitian Kepustakaan. 2008. https://obor.or.id/.
Authors
Copyright (c) 2025 Siti Aisyah, Nuriawati Nuriawati, Siti Mutmainnah

This work is licensed under a Creative Commons Attribution 4.0 International License.